14 Reasons I Prefer Money & Independence Over Love These Days

I used to be all about getting married and finding love but things have changed.  I now realize that having money and independence is way better than love. As bad as it sounds, it’s actually a good thing—and when you read some of my reasons, you might agree with me.

  1. Money will make sure that you don’t starve. I love the concept of love, however, love won’t pay the bills. We live in a material world and sadly, that means we can’t survive on love alone. While guys can promise to feed you every day, there’s no saying that’s actually what will happen. You need to have your own cash to ensure your own survival.
  2. You don’t have to jump through too many hoops to make more money and be on top of your finances. All you need is a resume and maybe a microinvestment app like Acorn to make extra money. Guys, on the other hand? Well, you have to be pretty, you have to flirt it up, you have to deal with all the stupid games they play, and if everything goes well, you might get love. Or, you might get “pumped and dumped.” Getting money is easier, which in turn makes it better.
  3. Money and independence also can’t hurt you the way men can. This is what made me realize I like money more than men. Men have hurt me a lot. Money and total freedom? Well, I can’t actually name a time where either of those things actually hurt me. Already, that’s kind of a huge deal. Focusing on money and rolling solo is safer than focusing on men.
  4. Unlike men at the club, money will ALWAYS buy you a drink. Just saying, having money on hand means you never have to worry about not being able to get drunk at the club. This is a perk, in my honest opinion, and it’s an awesome one.
  5. You also never have to remind yourself or money to leave the seat down. The coolest thing about money is that there are no annoying moments with it, really. Money won’t leave the seat up, drag you through a sports store for hours, fart under the covers, or do other things a poorly behaved lover will. It’s an awesome, inanimate roommate that lives in your wallet.
  6. Money is non-judgmental. People always love to judge other people. You know what won’t judge you? Money. Money will be good to you, no matter how “weird” your fashion is, what you did in the past, or what your life currently looks like. Same goes for you—you’re your own BFF, boyfriend, and soulmate all in one.
  7. Even if love could make you happy, it doesn’t necessarily make you comfortable. A very wise person once told me that it’s way easier to cry in a luxury loft than it is to cry in a luxury cardboard box. Money might not make you totally happy, but it will make you comfortable at the very least. And, studies suggest that money can buy happiness, too.
  8. As terrible as it is to say, money also can make you more attractive. I know this as a fact because when I was homeless, guys didn’t give me the time of day. Now that I make a lot more, guys talk about how I’m “totally girlfriend material” now. Coincidence? I think not. Men might call women gold diggers, but they’re just as guilty of it as we are.
  9. People also respect you if you have more money and independence. It’s true whether we want to believe it or not. Money makes people respect you because people associate money with success. It’s just the way our culture is built. Meanwhile, as many people can tell you, the more you want love from others, the less people tend to respect you for it. It’s a sad thing, but the sooner you acknowledge that truth, the better off you’ll be.
  10. Unlike love, money gives you even more freedom. Think about it. When you’re trying to find love and date other people, you end up wrapped up in a lot of obligations. That can be pretty annoying, right? Money gives you the freedom to do whatever you want, whenever you want. If you want to move to Cali, money will make it possible. If you want to move to Cali with your boyfriend, though, chances are that he’ll shoot that down fairly quickly.
  11. You also will never regret getting more money or being more independent. We all have a guy we regret sleeping with or dating. This is a fact of life. The same fact cannot be said about getting more money or marching to the beat of our own drums. In fact, most of the time, we feel relieved with both.
  12. Money allows you to get out of sticky situations way more than love does. Bad job? Having extra money means you can quit and do something else. Bad health issue? Love won’t heal you but the doctor visit you paid for might. See where I’m going with this? Money is important like that and at the end of the day, it’s foolish to rely on the kindness of others to get you through.
  13. You never have to question money’s intentions. Money is money. It does what you intend it to do. Meanwhile, with guys, you never can actually know what’s going on in their minds, and even the best ones will make you question whether or not it’s actually love they’re looking for.
  14. Money offers a lot more security and stability than a person does. I hate to say it, I really do, but it’s true. You never have to worry about money bailing on you the way you’d have to worry about people doing the same. You can have faith in money, knowing it’ll serve you well. On the other hand, even the seemingly greatest people will let you down at one point or another. When in doubt, have faith in your money.
Ossiana Tepfenhart is a New Jersey based writer and editor with bylines in Mashed, Newsbreak, Good Men Project, YourTango, and many more. She’s also the author of a safe travel guide for LGBTQIA+ people available on Amazon.

She regularly writes on her popular Medium page and posts on TikTok and Instagram @ossianamakescontent.