Shallow People Who Only Care About Money Display These 13 Behaviors

Shallow People Who Only Care About Money Display These 13 Behaviors

We all know someone whose life revolves around money. There’s nothing wrong with financial ambition, there’s a difference between valuing stability and letting cash define your entire personality. Shallow people obsessed with money tend to exhibit behaviors that are hard to miss—if you know what to look for. If you’ve ever wondered whether someone’s priorities are a little too green, here are 13 tell-tale signs that money might be running the show.

1. They’re Constantly Name-Dropping Brands

Here is my salary! Close-up photo of a young girl in a yellow hoodie, smiling with her eyes, hiding her face behind big amount of money in her hands.

Ever notice how some people can’t finish a sentence without mentioning a luxury brand? Whether it’s their handbag, car, or watch, they’ll make sure you know exactly how much it cost. For them, labels aren’t just products—they’re practically trophies. This obsession with brands often masks a deeper insecurity, as they use material things to project an image of success. Real wealth doesn’t need to shout, but shallow people can’t resist turning up the volume.

2. They Treat People Differently Based on Income

If someone’s kindness depends on your bank account, you’re dealing with a shallow person. They’ll go out of their way for someone they perceive as “important” while brushing off those they deem less wealthy. It’s all about networking, not genuine connection. This transactional mindset reveals a lot about their values—or lack thereof. Real character shines in how people treat those who can’t do anything for them, not in how they chase the wealthy.

3. They Brag About Their Paycheck (All the Time)

There’s nothing wrong with being proud of your achievements, but shallow people seem to take it to another level. They’ll slip their salary or latest financial win into every conversation because they’re deep down desperate for admiration. It’s not about sharing success—it’s about validation. For them, money equals worth, and they need everyone to know just how “worthy” they are. If their self-esteem is tied entirely to their bank balance, you’re not seeing much depth beneath the surface.

4. They See Relationships as Investments

To a shallow person, friendships and romantic relationships often come with a price tag. Their friendships are all based on what someone can offer financially or socially, rather than emotional compatibility. If they’re only interested in you when they think you’ll boost their status or wallet, it’s a sign they’re prioritizing material gain over genuine connection. Love and friendship aren’t about ROI, but shallow people can’t seem to grasp that.

5. They’re Obsessed With Appearances

Shallow people who care about money go to great lengths to look the part. From designer clothes to flashy cars, their focus is on creating an image of wealth, whether it’s real or not. They’ll spend beyond their means just to keep up appearances because they care a whole lot more about what others think than what they can actually afford. For them, looking rich is more important than being financially responsible—or happy.

6. They Always Turn Conversations to Money

No matter the topic, they somehow bring it back to money. Talking about your weekend? They’ll ask how much it cost. Mention a new hobby and all of a sudden, they’ll quiz you about its price tag. Their fixation on finances dominates every interaction, making it clear where their priorities lie. It’s not about curiosity—it’s about maintaining their comfort zone, where money is the only measure of value they understand.

7. If It Doesn’t Benefit Them, Don’t Expect Them There

If there’s no financial or social gain involved, they’re not interested. Shallow people see events, gatherings, and even personal favors through a cost-benefit lens. Helping a friend move or attending a casual get-together? Forget it—it’s not “worth their time.” They have this weird selective participation that they’ll disguise as being busy, but really it’s about being calculated. Genuine connection and selfless acts don’t factor into their equation, and it’s painfully obvious.

8. They’re Always Comparing Salaries

dating game killer

Shallow people can’t help but play the comparison game, especially when it comes to salaries. Instead of celebrating someone else’s success, they’ll either try to one-up it or feel threatened by it. To them, everything’s a competition, and earning more money is the ultimate win. This constant comparison robs them of contentment—and makes them exhausting to be around. Life’s not a paycheck race, but they seem to have missed that memo.

9. They Look Down on Frugality

If someone scoffs at coupons, thrift shopping, or budget-friendly choices, it reflects poorly on them. Shallow people see frugality as “cheap,” rather than smart or resourceful. They might even ridicule others for being practical while they rack up debt to keep up appearances. They have this paralyzing fear of being seen as anything less than lavish so to them, coupons, thrifting and being savvy is just not in their orbit.

10. They’re Jealous of Others’ Wealth

Shallow people are quick to envy those with more money, even if they’re doing well themselves. Instead of feeling inspired or content, they fixate on what they lack. Their jealousy often manifests as passive-aggressive comments or an unhealthy obsession with “keeping up.” They can’t appreciate what they have because they’re too busy coveting what someone else does. Gratitude and perspective don’t come easy to someone stuck in a materialistic mindset.

11. They Dismiss Non-Material Success

annoyed woman on phone

Success comes in many forms—personal growth, creativity, strong relationships—but shallow people struggle to see beyond dollar signs. They’ll undervalue someone’s achievements if they don’t come with a big paycheck attached. To them, being rich is the only metric that matters. This narrow view not only limits their own happiness but also makes them dismissive of the incredible accomplishments happening all around them. Depth isn’t their strong suit, to say the least.

12. They’re Obsessed With Keeping Score

Whether it’s splitting a check down to the last penny or tallying up favors, shallow people are usually the ones keeping score. Let’s just say, they’re usually not the most altruistic people. That’s because they see every interaction as a transaction. If they do something nice, you can bet they’re keeping tabs for a future payback. This tit-for-tat mentality leaves little room for genuine kindness and shows just how much money controls their mindset.

13. They Struggle to Be Happy Without Spending

Portrait,Of,Dissatisfied,Unpleased,Person,Roll,Eyes,Look,Up,Empty annoyed passive

For shallow people, happiness and spending are inseparable. A good day means buying something expensive, and bad days are soothed with retail therapy. They’ve forgotten—or maybe never learned—that joy can come from experiences, relationships, and simple pleasures. Their dependence on spending to feel good often leads to emptiness when the novelty wears off. True happiness doesn’t come with a price tag, but shallow people seem determined to shop for it anyway.

This content was created by a real person with the assistance of AI.

Piper Ryan is a NYC-based writer and matchmaker who works to bring millennials who are sick of dating apps and the bar scene together in an organic and efficient way. To date, she's paired up more than 120 couples, many of whom have gone on to get married. Her work has been highlighted in The New York Times, Time Out New York, The Cut, and many more.

In addition to runnnig her own business, Piper is passionate about charity work, advocating for vulnerable women and children in her local area and across the country. She is currently working on her first book, a non-fiction collection of stories focusing on female empowerment.